Elysia Kellarts on July 28th, 2009

So, it is the end of the month and you are running out of cash. There are children to feed, a few bills to pay, and your car is running low on gas. What do you do? Most employers will not give you an advance on your paycheck, but there are companies that will do it. Cash till payday loans are a safe way to borrow a small amount of money for a short amount of time, making sure you always have… Continue reading

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Elysia Kellarts on July 18th, 2009

Your mom always told you to “save for a rainy day”, and if you were smart, you did just that. But, even if you did save, did you anticipate that your water heater would explode and your child would break her arm in the same week? Did you know that your home would get flooded or your car would break down at the end of the month, when you had exhausted your funds? No! And, that is where overnight payday loans come in… Continue reading

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Elysia Kellarts on July 15th, 2009

I can’t help but think back on the time when I slipped down those stairs and broke my leg. It wasn’t a good time for me. In fact, that little slip nearly sent me into bankruptcy court. Because I broke my leg, not only did I have enormous medical bills, but I could no longer drive to work. I filed for unemployment, but the checks from the government took weeks to arrive. I had no one to help me get to the store… Continue reading

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Elysia Kellarts on July 12th, 2009

payday-loansIf you are new to being broke, then you probably don’t even know what a payday loan is. You may have seen those “check cashing” places in the poor part of town, and think that a payday loan is a shady, scary way to get cash. Well, that used to be true, but payday loans today are much different than they used to be.

Payday loans today are highly regulated by the government – both state and federal. Because so many people got themselves into trouble by taking out… Continue reading

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Elysia Kellarts on July 9th, 2009

Almost ten percent of American’s population is out of work. What this means is that it is very likely that you or someone you know has already lost their job. In fact, that person may be you. Do you have enough money saved up in case you DO lose your job? Most experts say that you should have at least enough money to cover you for six months, in case you become unemployed. Do you have six months worth of money saved? Few of… Continue reading

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